Uninsured/Underinsured Motorists Cases

According to recent Texas Department of Insurance statistics, approximately 1 in 6 drivers on the roads in Dallas County are driving without insurance.  Across the state of Texas, about 14% of drivers are on the road without legally required liability automobile insurance coverage.  Uninsured/Underinsured Motorist (UM/UIM) coverage pays for your injuries and damages caused by an uninsured motorist, a motorist who did not have enough insurance, or a hit-and-run driver who made contact with your vehicle.

Two types of UM/UIM coverage:

  • Bodily Injury UM/UIM pays for past and future medical bills, lost wages, pain and suffering, physical impairment, and disfigurement.  This coverage will pay up to the amount of UM/UIM coverage you purchased (your "policy limits") when you obtained your insurance.
  • Property Damage UM/UIM pays for auto repairs or replacement and a rent car.

Texas law requires insurance companies must offer UM/UIM coverage.  If you don't want the coverage, you must reject it in writing.

Our Dallas injury law firm is experienced and knowledgeable about handling uninsured/underinsured motorist accident cases.  Contact Dallas car wreck lawyer David Ragsdale today if you were injured by an uninsured or underinsured motorist.  We will pursue your claim to obtain the maximum amount of damages you are entitled to receive.  


Our law firm handles all types of injury cases including auto accidents, 18-wheeler truck accidents, motorcycle accidents, drunk driver accidents, slip and fall accidents, construction accidents, spine injuries, brain injuries, defective product injuries, aviation accident injuries, burn and electrocution accidents, food poisoning, dog attack injuries, wrongful death cases, and other types of injury cases.

If you were injured, due to the fault of someone else, you should discuss your case with an experienced Dallas personal injury attorney.  Our commitment to our clients is to handle their cases at the highest levels of integrity and legal ability.  Our goal is to obtain the best possible settlement or court judgment for our client.

Call the Ragsdale Law Firm today for a free consultation about your case.  We will come to your home, hospital room, or workplace.

OFFICE TEL. 972-502-9096

FAX 972-674-2934

EMAIL:  attorney@ragsdalefirm.com

RAGSDALE LAW FIRM, 17480 Dallas Parkway, Suite 108, Dallas, Texas  75287

David Ragsdale is a member of the State Bar of Texas, Dallas Trial Lawyers Association, Dallas Bar Association, National Trial Lawyers, and the Christian Legal Society.

Our injury law firm serves all cities and communities in the Dallas/Fort Worth metropolitan area and Texas.